Powering Capital-Efficient Cross-Chain DeFi
Folks Finance is a community-driven decentralized platform providing permissionless lending, borrowing, and trading tools across multiple networks.
$123M+
Total Value Locked
8+
Networks Supported
FOLKS Token
Claim Now
Connected Wallet
0x1a2b...9f8e
Claim Your FOLKS Tokens
Connect your wallet to check eligibility and claim your community tokens. The process is simple, secure, and fully on-chain.
Connect Wallet
Link your wallet securely to check your eligibility for the FOLKS airdrop.
Check Eligibility
We'll verify your on-chain activity across supported networks and partners.
Claim Tokens
If eligible, claim your FOLKS tokens directly to your connected wallet.
The Leading Cross-Chain DeFi Protocol
Folks Finance is a community-driven decentralized platform providing permissionless DeFi tools across multiple networks. Experience lending, borrowing, liquid staking, DEX routing, and more.
Lending & Borrowing
Access permissionless lending markets with competitive rates across multiple networks.
Capital Efficiency
Maximize your capital utilization with advanced DeFi tools including loan looping and liquid staking.
Cross-Chain Infrastructure
Seamlessly swap, deposit, and borrow assets across multiple networks using Folks as your portfolio's hub.
Non-Custodial
Your funds remain in your control. All operations are executed through permissionless smart contracts.
Security First
Audited by best-in-class security experts with continuous monitoring and battle-tested protocols.
Community Driven
Governed by the community through the FOLKS token, ensuring decentralized decision-making.
$123M+
Total Value Locked
8+
Supported Networks
100K+
Active Users
$1B+
Total Volume
xChain V2: The Next Evolution
Folks xChain V2 represents the next generation of cross-chain lending infrastructure. With unified liquidity pools and enhanced scalability, V2 will unlock unprecedented capital efficiency across all supported networks.
To support the rollout, Folks Finance will allocate 1 million FOLKS toward incentives — fueling early unified pools and supporting ecosystem growth.
Unified Liquidity Pools
Access deep liquidity across all supported networks through unified pool architecture.
Seamless Interoperability
Borrow on one chain, collateralize on another. True cross-chain DeFi experience.
Enhanced Scalability
Built to handle high throughput with optimized gas efficiency across networks.
Advanced Security
Multi-layer security with enhanced isolation and risk management protocols.
All networks connected through Folks xChain
FOLKS Token Distribution
The FOLKS Airdrop Season 1 Claim is live! This community distribution is our way of showing appreciation to all the supporters who have been part of the Folks Finance journey.
Who is Eligible?
Folks Finance Users
Anyone who has ever used Folks Finance protocols on any supported network.
Partner Interactions
Users who interacted with Folks Finance integration partners and ecosystem projects.
Ecosystem Participants
Active participants in the broader ecosystem including Kaizen and other integrations.
Important: Eligibility is determined by official snapshots and activity recorded on-chain. No personal data is collected.
FOLKS Token
The governance token powering the Folks Finance ecosystem. Stake, vote, and participate in shaping the future of cross-chain DeFi.
Live Now
Claim Available
On-Chain
Verified Activity
Stake Your FOLKS Tokens
Staking for selected pairs is now live! Powered by Kaizen, you can earn rewards while supporting protocol liquidity and participating in the governance of Folks Finance.
Earn Rewards
Stake your tokens and earn competitive yields.
Support Liquidity
Help provide deep liquidity for the protocol.
Secure & Audited
Battle-tested smart contracts with multiple audits.
Powered by Kaizen
Built on robust staking infrastructure.
FOLKS Staking
LiveBuilt on Trust & Transparency
Security and trust are at the core of everything we build. Folks Finance is designed with the highest standards of security and transparency.
Non-Custodial
Your funds are always under your control. We never hold your assets.
On-Chain Security
All operations are executed through audited, permissionless smart contracts.
Community Driven
Governed by FOLKS token holders with transparent decision-making.
Fully Transparent
Open-source code and on-chain verifiable transactions.
Audited by best-in-class security experts